Financing of student loans, mutual funds or home loan can have different options… A common market tendency is that of refinancing an existent home loan whenever the interest rates fall. This is what most people with floating or variable interest rates do, because savings are considerable when it comes to the big picture of debt repayment. Even so, don’t treat the matter of refinancing home lightly, because you can find yourself in trouble. Some people even choose to refinance twice or even three times over just a few years. How much can one save?